If you want to work in Florida’s housing market, you might be unsure about your options. Should you choose real estate or mortgage lending? Both paths offer strong income potential, flexible schedules, and the chance to build lasting client relationships. But when it comes to real estate vs. mortgage careers in Florida, the details make all the difference.
Education and Licensing Requirements
To become a real estate sales associate in Florida, you need to finish a 63-hour pre-license course. This course must be approved by the Florida Real Estate Commission. After that, you must pass the state exam. LEAP Orlando offers flexible in-person and online options to help you get licensed quickly.
To become a mortgage loan originator (MLO), you need 20 hours of pre-license education. You must also pass the SAFE MLO exam and meet state-specific requirements. While the education hours are fewer, the exam includes national and federal lending regulations that can be challenging.
Income Potential and Career Growth
Real Estate Agents
- Earn commissions on property sales.
- Income depends on the number and value of homes sold.
- Experienced agents often expand into commercial real estate or become brokers.
Mortgage Loan Originators
- Earn commissions or salaries based on loan volume.
- Income is steady if you develop strong referral networks with REALTORS®.
- Growth opportunities include branch management or moving into underwriting and compliance.
Lifestyle and Work Flexibility
A real estate career typically involves weekends, evenings, and showings. Agents often juggle multiple clients and transactions at once, making time management key.
Mortgage professionals usually work more traditional office hours, though deadlines and client needs can still require flexibility.
The role leans more toward paperwork, financial analysis, and coordination with lenders.
Which Career Fits Your Strengths?
- Choose Real Estate if: You enjoy sales, networking, and guiding clients through major life decisions.
- Choose Mortgage if: You’re detail-oriented, comfortable with numbers, and prefer financial problem-solving.
How LEAP Orlando Helps
If you want to work in real estate or mortgages, LEAP Orlando can help. They offer pre-license courses and exam preparation. You can find their support in Orlando, FL. Our programs are designed to fit your schedule and give you the tools to succeed in whichever path you choose.
